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Month: January 2020

Truck Accident Law : Insurance Companies For the Other Party

January 19, 2020

Insurance Companies Are Great at Playing the Game of “No”

The federal government requires trucking companies to purchase sizable insurance policies to protect against accidents that occur. You may hold the misguided belief that the trucking insurance compensation process is quick and relatively free of surprises so all you have to do is file a claim and wait for that inevitable, and generous, compensatory check.

This is an unlikely scenario. All insurance companies are in the business of taking in premiums and paying out as little as absolutely necessary in claims. Since insurance policies for 18-wheelers involve huge sums of money, much greater than your personal car insurance coverage, the insurance company’s only mission is to keep from paying you fairly and increase its high profits. So it comes as no surprise that insurance companies deny every claim possible, whenever possible and for as long as possible. They do this by habit. Without the right attorney on your side, collecting a fair settlement from an insurance company is anything but foolproof.truck accident Law

While the Texas Civil Practices and Remedies Code grants the right for anyone who has been injured in an 18 wheeler accident, or the family of one who was killed to be compensated for the harm done, to seek compensation, the law doesn’t say reimbursement is automatically granted when a victim claims an injury or loss. This is the dirty little secret that insurance companies don’t want you to know until you find out the hard way by having to deal with an out-of-hand denial by an insurer. More on Truck accident Law here @

You, as plaintiff, must first prove the liability of the party responsible for the accident and the injuries you suffered from that accident. Furthermore, in any liability case, the plaintiff holds the burden of proof. You must clearly show that the money you’re asking for fairly reflects the loss you’ve experienced from those damages and injuries. The insurance company and the lawyers who represent them do everything possible to deny a plaintiff’s claim or argue that the level of restitution you seek is excessive and unreasonable.

The Seedy Side of an Insurance Company: Adjusters Who are Not to Be Trusted

Insurance adjusters are often just as dangerous to an accident victim as the defense lawyers who represent their companies. Their goal is to help their employer, not you, plain and simple. They are interested solely in saving their companies money by denying your claim or underestimating the cost of the accident. An adjuster may act like your best friend and constantly assures you that all of your needs are met. Insurance adjusters are very clever. They know you probably have a good relationship with your car insurance agent. So they imitate your “good neighbor” auto agent and ease you into a false sense of security. Often they might innocently try and record you saying something that is later twisted into sounding like your admitting liability and destroy your chance to receive fair, or any, compensation. The trucking company’s insurance adjuster gets paid to deny or hinder your claim. Remember, insurance companies are in business for themselves, not you. Some unscrupulous adjusters even convince uninformed personal injury victims, often deceptively, to sign away the legal right to sue in exchange for a small settlement that never comes close to compensating the victim’s injuries or other losses from an 18 wheeler accident

Corporate insurance adjusters and defense lawyers love nothing more than to find a victim who tries to represent him or herself. They know how easy it is to lead a novice around by the nose. The behavior of insurance adjusters alone should be proof enough of why you need an aggressive 18 wheeler accident lawyer who knows how to combat the tactics of the insurance companies and win your fair settlement. Only the history of success of an experienced San Antonio 18-wheeler attorney with our firm will combat unscrupulous insurance adjusters and frighten their insurance company employers into a fair settlement or beat them in court if they don’t.

Insurance companies are even prepared to fight injury claims before the accidents even occur. They have experienced attorneys on staff or permanent retainers. They’re just waiting to take on personal injury claims. They specialize in cases like yours and know every trick to tilt the case in favor of their insurance company employers. Insurance defense lawyers race to the scene of an accident as soon as it happens and begins investigating to build a case against you while you are still deciding whether or not you even need to hire a lawyer. If you have been injured in an accident involving an 18-wheeler, you mustn’t hesitate in finding a Texas 18 wheeler accident law firm to help you. You only get one bite at the apple, and once it’s lost, there are no do-overs. Click on this link @

Don’t Make the Fatal Mistake of Trusting a Trucker in an 18 Wheeler Accident

With so much at stake, chances are you cannot trust the truck driver to tell the truth if he or she causes an expensive accident. If truck drivers are found to be liable for an accident, not only will they be fired, it could become very difficult for them to land a new job after costing his or her previous employer enormous damages due to his or her negligence. Sometimes trucking companies will make the driver the “fall guy” and fire him outright. Then they cover themselves of true responsibility or their negligence that caused the accident.

If this isn’t the driver’s first wreck behind the wheel of an 18 wheeler, it’s possible to lose either his state trucking driver’s license or his DOT certification, which means the (former) truck driver has to find a new line of work. With the high unemployment rates in the United States, the temptation for that driver to lie, cheat or behave dishonestly to save their job is too great since that driver now risks losing the paycheck that supports his or her family.

After suffering an injury in an 18 wheeler accident in which the driver of the truck claimed that our client was driving with his lights off at night, our investigators quickly examined the scene. They discovered a security camera outside a convenience store that was pointed directly its parking lot and the accident scene behind it. The video clearly showed our client’s headlights shining brightly. We proved that the truck driver boldly lied. Witnesses and defendants can lie and or callously misrepresent critical facts in trucking accident cases. The lawyers with our firm know how to uncover the lies, and counter them with the truth to stop witness misrepresentations. Over the past 20 years, we have conducted hundreds of 18-wheeler accident investigations to get to the bottom of the case and won for our clients’ fair and just compensation by shining the light on the truth, the whole truth and nothing but the truth. Find more information by clicking on this link @

Carabin Shaw P.C.
630 Broadway St, San Antonio, TX 78215


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